curl --request POST \
  --url https://api.ephra.io/v1/pix/in/cob \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "amountInCents": 49900,
  "description": "Pedido #1234 — Curso de Tráfego Pago",
  "customer": {
    "name": "Mariana Ribeiro Alves",
    "email": "mariana.alves@exemplo.com.br",
    "documentType": "cpf",
    "document": "39053344705"
  },
  "cob": {
    "expirationDate": "2026-10-01",
    "daysAfterDueDate": 5,
    "fine": {
      "type": "percent",
      "value": 2
    },
    "interest": {
      "type": "percent",
      "basis": "month",
      "calendar": "calendar",
      "value": 1
    }
  }
}
'

import requests

url = "https://api.ephra.io/v1/pix/in/cob"

payload = {
    "amountInCents": 49900,
    "description": "Pedido #1234 — Curso de Tráfego Pago",
    "customer": {
        "name": "Mariana Ribeiro Alves",
        "email": "mariana.alves@exemplo.com.br",
        "documentType": "cpf",
        "document": "39053344705"
    },
    "cob": {
        "expirationDate": "2026-10-01",
        "daysAfterDueDate": 5,
        "fine": {
            "type": "percent",
            "value": 2
        },
        "interest": {
            "type": "percent",
            "basis": "month",
            "calendar": "calendar",
            "value": 1
        }
    }
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    amountInCents: 49900,
    description: 'Pedido #1234 — Curso de Tráfego Pago',
    customer: {
      name: 'Mariana Ribeiro Alves',
      email: 'mariana.alves@exemplo.com.br',
      documentType: 'cpf',
      document: '39053344705'
    },
    cob: {
      expirationDate: '2026-10-01',
      daysAfterDueDate: 5,
      fine: {type: 'percent', value: 2},
      interest: {type: 'percent', basis: 'month', calendar: 'calendar', value: 1}
    }
  })
};

fetch('https://api.ephra.io/v1/pix/in/cob', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.ephra.io/v1/pix/in/cob",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'amountInCents' => 49900,
    'description' => 'Pedido #1234 — Curso de Tráfego Pago',
    'customer' => [
        'name' => 'Mariana Ribeiro Alves',
        'email' => 'mariana.alves@exemplo.com.br',
        'documentType' => 'cpf',
        'document' => '39053344705'
    ],
    'cob' => [
        'expirationDate' => '2026-10-01',
        'daysAfterDueDate' => 5,
        'fine' => [
                'type' => 'percent',
                'value' => 2
        ],
        'interest' => [
                'type' => 'percent',
                'basis' => 'month',
                'calendar' => 'calendar',
                'value' => 1
        ]
    ]
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.ephra.io/v1/pix/in/cob"

	payload := strings.NewReader("{\n  \"amountInCents\": 49900,\n  \"description\": \"Pedido #1234 — Curso de Tráfego Pago\",\n  \"customer\": {\n    \"name\": \"Mariana Ribeiro Alves\",\n    \"email\": \"mariana.alves@exemplo.com.br\",\n    \"documentType\": \"cpf\",\n    \"document\": \"39053344705\"\n  },\n  \"cob\": {\n    \"expirationDate\": \"2026-10-01\",\n    \"daysAfterDueDate\": 5,\n    \"fine\": {\n      \"type\": \"percent\",\n      \"value\": 2\n    },\n    \"interest\": {\n      \"type\": \"percent\",\n      \"basis\": \"month\",\n      \"calendar\": \"calendar\",\n      \"value\": 1\n    }\n  }\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.ephra.io/v1/pix/in/cob")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"amountInCents\": 49900,\n  \"description\": \"Pedido #1234 — Curso de Tráfego Pago\",\n  \"customer\": {\n    \"name\": \"Mariana Ribeiro Alves\",\n    \"email\": \"mariana.alves@exemplo.com.br\",\n    \"documentType\": \"cpf\",\n    \"document\": \"39053344705\"\n  },\n  \"cob\": {\n    \"expirationDate\": \"2026-10-01\",\n    \"daysAfterDueDate\": 5,\n    \"fine\": {\n      \"type\": \"percent\",\n      \"value\": 2\n    },\n    \"interest\": {\n      \"type\": \"percent\",\n      \"basis\": \"month\",\n      \"calendar\": \"calendar\",\n      \"value\": 1\n    }\n  }\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.ephra.io/v1/pix/in/cob")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"amountInCents\": 49900,\n  \"description\": \"Pedido #1234 — Curso de Tráfego Pago\",\n  \"customer\": {\n    \"name\": \"Mariana Ribeiro Alves\",\n    \"email\": \"mariana.alves@exemplo.com.br\",\n    \"documentType\": \"cpf\",\n    \"document\": \"39053344705\"\n  },\n  \"cob\": {\n    \"expirationDate\": \"2026-10-01\",\n    \"daysAfterDueDate\": 5,\n    \"fine\": {\n      \"type\": \"percent\",\n      \"value\": 2\n    },\n    \"interest\": {\n      \"type\": \"percent\",\n      \"basis\": \"month\",\n      \"calendar\": \"calendar\",\n      \"value\": 1\n    }\n  }\n}"

response = http.request(request)
puts response.read_body

{
  "success": true,
  "message": "Transação criada com sucesso",
  "data": {
    "id": "clxdef456ghi789",
    "pix": {
      "emv": "00020126580014br.gov.bcb.pix0136a8e3c5d1-7b2f-4e9a-8c3d-1f5e7a9b2c4d5204000053039865802BR5913EPHRA PAGTOS6009SAO PAULO62070503***63041A2B",
      "qrCode": "data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAAEsCAYAAAB5f"
    },
    "status": "pending",
    "fees": 1591
  }
}

{
  "statusCode": 400,
  "error": "Bad Request",
  "message": "Documento inválido para o tipo selecionado"
}

{
  "statusCode": 401,
  "error": "Unauthorized",
  "message": "Token inválido ou expirado"
}